Features My Loan - Salary & Payday Loan
MY LOAN is personal loan app gives a Salary & Payday loan to ease your life.We dont build database.Personal Loan amount from Rs.
3000/- to Rs.50000/- Repayment Period: 91 to 365 days (sanction of tenure is subject to risk profile of the customer & company policy)We are not NBFC & we dont lend directly to customers, we are fintech company & facilitating loan from our RBI registered NBFC partner: ATD FINANCIAL SERVICES PVT LTD,as per the T&C agreed between NBFC & customer.
We offer a 100% digital loan application process.Our lending partner : ATD Financial Services Pvt LtdInterest Rate & Other Chgs:Int Rate:0.067% ROI per dayDocumentation Fees:3.5% to 7.5% (Excl.of GST)Processing Fees: 3.50 % to 7.50% (Excl.
of GST)*Above charges (Except Int Chgs) varies depending upon, risk profile of the customer, past relation of the customer, Prompt repayment of earlier loans etc.For Example:*If a Personal loan application is processed with Loan Amount of ₹3000 to be repaid in 91 days, Than the payable Interest on Loan will be ₹182.91 only*One time Documentation Fees+Processing Fees payable (3.5%+3.5%) will be ₹247.80/-only (including 18% GST of ₹ 37.80/-) This amount will be deducted from the loan amount and net disbursement amount will be 2752.20/-*The amount payable on the due date by the borrower will be ₹ 3182.91/-.*Chagres vary as explained above.Prepayment Charges- Rs.0/-When customers delay their scheduled repayment, a penalty is charged.
We made our customers aware regarding fees & charges through agreement which we shared on their registered email ids,MY LOAN app is an online platform, provides you personal loans for your daily needs & financial emergencies.This app is catering to low salary earners.The amount get credited within 10 min (Existing)& for 1st time applicant may take 30 minutes.Our Presence across IndiaKey Features:Personal Loan for Salaried:*Avail quick loan from Rs.
3000 to Rs.
50000.We transfer the amount to your bank account in just 10 minutes through our NBFC on its T&C.*Flexible tenure of max 365 days (subject to risk profile & company policy)*No Extra charges*Max Annual Percentage Rate(APR) 45.85%Benefits & RisksGet access to higher amounts & tenures as you repay on time.As compliance,your payment behavior is shared with credit rating agencies;based on that your credit score may change.EligibilityIndian citizenSalaried IndividualsMust be 18 yrsMin.
salary of Rs.18000 a monthWhy MY LOAN App?Over 25000 mini loans disbursed till nowNo CIBIL Score needed, low interest rates,No PDC/Nach Required.
OnlyE-Mandate.Instant Approval & Quick Disbursement within no time.Solely app which supplies chances for salaried sector to avail loan!Easy repayment options.Documents Needed:MY LOAN aims to be one of the most user-friendly instant loan apps in India.
So,submit just five documents to avail an instant personal loan online:1-Photograph2-PAN Card3-Aadhar Card4-Bank Statement5-Salary SlipHow to get started:Install My Loan App from Play store.Create your profile.Upload some details & documents & submit the application.Within 3 minutes of your personal loan application, youll be notified of your approval status.E-sign the loan agreement.Once the E-sign agreement is done, your loan amount will be transferred to your bank account within 10 minutes.Security & Protection of Privacy:All the transactions are secured via a 128-bit SSL encryption.
All data is transferred over secured connections.
Data security & privacy is the top priority of MY LOAN.
Our IT Professionals team adjusts to mandated security standards & sturdy protocols.
We dont share your data with any third parties without your consent.Your data is totally safe with us.Contact:MY LOAN BAZAR DOT COMC-316 B&C, Sec-10, Noida, [email protected]://sachet.rbi.org.inhttps://www.myloanbazar.in/payday/terms-use.htmlhttps://www.myloanbazar.in/payday/privacy-policy.html
Social Features
Connect and share with friends and the community.
Gaming Features
Enjoy immersive gaming experience with various game modes.
Camera Features
Advanced camera features with editing capabilities.
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Available for Android 8.0 and above